Editorial standards

We create general educational content about long-term investing, ETFs, the S&P 500, risk, costs, taxes and decision psychology. It is not personalised advice or a guarantee of results.

We separate facts from opinions and historical outcomes from forecasts, and state when an answer depends on jurisdiction, product or individual circumstances.

We prioritise primary sources: issuer and index-provider documents, KIDs, official terms, public institutions and applicable legislation.

Material numbers, definitions and claims are checked against a source and date. Marketing material is not treated as independent evidence of product quality.

AGI PROCESOR Mariusz Kasprzak is responsible for publication standards, topic selection, final presentation and responding to reported errors.

We do not claim qualifications, licences or experience that cannot be verified.

AI may assist with structure, translation, plain language and identifying matters that require verification. It is not an independent author or factual source.

AI-assisted content is reviewed before publication. The AGI PROCESOR chat can make mistakes and clearly identifies its educational role.

We update content when data, product documents or law changes, or when clarification materially improves usefulness. A modification date reflects a real content change, not an automatic build.

Factual errors are corrected promptly. Material changes are explained or reflected in the update date.

Affiliate links are disclosed and must not determine product assessment or argument order. Commercial relationships remain separate from educational evaluation.

We do not promise profits, conceal risk or use urgency to pressure an investment decision.